For anyone planning a holiday abroad it is essential that they take out comprehensive and reliable travel insurance. Due to the many cancelled holidays and flights over the last two years it would be foolish to risk losing money if you could not go on the holiday because of illness. Although some holiday companies have been good at offering refunds if they have to cancel the holiday if one of your party falls ill you may need to rely on your own travel insurance to cover the costs.

Some holiday companies offer to sort out travel insurance as part of the holiday package, but it is advisable to arrange your own travel insurance rather than just go with the one offered to you when booking so that you know that the cover is the right one for you and your family. Look at reviews from other holiday makers to find out whether the company deals with claims quickly and supports you if necessary on location.

It is important to check that the activities that you will be participating in during your holiday such as water sports and hiring a car or scooter are covered by your policy and if not that they are added on as an extra. This is not usually too costly when taken out at the time of purchasing your insurance.